Finance & Insurance
Today, orthodontic treatment is better value that before. We offer several payment plans to make orthodontics affordable.
Most patients take advantage of your in-house financing, which spreads much of the cost of the treatment our over the expected length of treatment (often around 2 years). The biggest advantage to this plan is that it is interest free. Outside financing is available, for those who qualify, which allows you to get started with little or no down payment. Discounts for payment in full at the onset of treatment are also available.
How does orthodontic insurance work? There are many different agreements between insurance carriers and their subscribers, and each contract provides a different benefits. However, orthodontic insurance generally differs from regular dental insurance in that each insured individual usually has a lifetime maximum benefit for orthodontic services. This benefit is paid as a percentage of the orthodontic fee (diagnostic records, initial fee, monthly payments, etc.) until the benefit maximum has been reached. Charges for lost or broken appliances may not be covered by insurance.
How does this office assist you with insurance? For your convenience, we will gladly assist you in submitting insurance claims pertaining to charges for care rendered in our office. For your convenience, we will accept payments from your insurance company assigned to us by the insured. Such payments will be credited accordingly to your account.
Please be aware that our primary financial relationship is with our patients or their families, and not with their respective insurance companies. Final responsibility for collection of benefits from your insurance company rests with the insured party. Our professional services are rendered and charged directly to the patient or their family and they are responsible for payment of all fees incurred.